This conference paper uses COMSOL Multiphysics simulations to evaluate thermal and SAR-based exposure limits for modeled human skin exposed to terahertz radiation (0.1–5 THz). The authors report negligible temperature increases at power densities consistent with keeping SAR below 1.6 W/kg, but note that higher power densities can yield minimal heating while producing SAR values above recognized safety thresholds. They conclude that existing sub-THz standards are not directly transferable to the full THz band and call for updated guidelines, especially for prolonged exposure.